Purchasing your solar system upfront gives you the highest long-term savings and the best overall return on investment. Over time, the system often pays for itself through reduced utility bills and increased home value.

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Cash gives the highest return on investment by avoiding the 3% annual increase required by leases.

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Benefits of a cash purchase:

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• You own your NorthStar Solar system outright from day one.

• A home equity loan may be used and could offer tax-deductible advantages.

• You keep all federal, state, and local solar incentives or tax credits for which you qualify.*

 

Cash purchase is perfect for homeowners who want maximum control, maximum savings and zero monthly loan or lease payments.

With a PACE program, you can finance your solar or energy-efficient home improvements through your property taxes.

It’s a simple way to upgrade your home with no upfront payment, flexible terms, and approval based primarily on property equity rather than credit score.

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Why homeowners choose PACE:

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• No money down

• Pay annually through your property tax bill

• Ideal for solar, batteries, roofing and other energy upgrades

• Easy qualification in many cases

 

PACE can be a powerful way to complete major improvements now and spread the cost out over many years.

A solar loan allows you to own your system with flexible payment options and no upfront cost. Many loans include the ability to pay off early with no prepayment penalties, giving homeowners full control over their investment timeline.

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Why homeowners choose a solar loan:

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• You keep all federal solar tax credits and eligible state/local incentives.*

• Fixed monthly payments make budgeting simple.

• For many homeowners, the loan payment plus the new lower power bill is less than their old electric bill, creating immediate monthly savings.

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A solar loan is a great choice if you want the benefits of ownership with the simplicity of a monthly payment.

With a solar lease, the leasing provider owns the system — but you still enjoy the benefits of clean, lower-cost energy.

You pay a predictable monthly amount to use the solar system, while the provider handles maintenance, monitoring, and performance guarantees.

 

Why a solar lease may be a good fit:

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• Low monthly payments

• No upfront investment

• Hassle-free maintenance

• Guaranteed system performance

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This option is ideal for homeowners who want immediate savings and simplicity, without worrying about system ownership.